Example.............Say Your wife worked for a major company for 31 years....She was promised a Pension....31 years ago ( are you with me ? ) Her Company didn't have a 401k plan and the Company goes into bankrupycy..They take her Pension...40% of her pay.....Her CEO gets a 21 billion dollar bonus.....her new management team gets a 30% pay increase......and we are not working at a fast food resturant here but a Major Company......Your wife is the front line employee....she cries and your budget is hurting......It's not her fault..............Your Government is at fault.......and you condone this behavior ? You must be living in a bubble ..........This government sucks the life out of us and you should be drinking their koolaid......Infact...You are............hope the fires don't hit you in the Ass................................