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Bob Warfield

Health Insurance

Question

I just got a letter from Blue Cross/Blue Shield congratulating me on my upcoming 50th. birthday. In the same letter they let me know my major medical will be going up another $100.00 + per month. The major med. is the only health ins. I have and had to go with a $5,000.00 deductable over the last couple of years to afford it. I'm almost to the point of saying the hell with it and hope for the best! What are other small business owners doing?

Thanks,

Bob Warfield

Restoration Specialties

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Hi Bob, long time no hear from you so figured you're doing ok.

Congrats on your half way mark!

I have Kaiser Permanente, HMO, not sure if they have locations in your area, wife and I pay around $436. a month plus $15 and $20 per Doc visit.

Prescription drugs $10 and $20.

Different plans since I am considered a Senior and she is still a baby!

To find out if it is in your area go to:

http://www.kaiserpermanente.org/

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Thanks Jon, I'll check into it. Yes we've been extremely busy. Been looking into summer help but these highschool kids now days, damn I swear if they moved any slower they would be going backwards! None of them want a job where "you will get dirty".

Did you ever get that rear-end gear fixed in your truck?

Thanks,

Bob Warfield

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Hi Bob,

It was not the rear end but the motor mounts were not lined up right causing the vibration, took them a couple days to replace and line it all up, now there is such a slight vibration I can live with it.

And there is a record of it if something goes wrong due to the vibration.

Hire snails, they work cheaper and you can always squash them instead of firing them for being so slow and lazy.

Try college kids, they need the money more.

Jon

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