RAJD 14 Report post Posted January 22, 2004 My son in law who is on the NYPD gave this to me to read. I thought it was worth posting Jan m U4 ll:48a NPCSD 845-256-4025 p.2 Dugatkin Fronfl: Troop F CT1U (Robert Maurin) [RMaurin@troopers,state.ny.us] 7 . Sent: Tuesday, January 20, 2004 1:29 PM To: chief.nppd@hvl.net Subject: Master Card / Visa Fraud Source: UCSO' Dennis P. Young lieutenant Sgt Eric V Benjamin Subject; Fraud We all receive emails all the time regarding one scam or another; but last week I REALLY DID get scammedJ Both VISA and MasterCard told me that this scam is currently being worked throughout the Midwest, with some variance as to the product or amount, and if yoiu are called, just hang up. My husband was called on Wednesday from "VISA" and I was called on Thursday from "Mastercard" It worked like this: Person calling says, "This is Carl Patterson (any name) and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460. Your card has been flagged for an unusual purchase patter, and I'm calling to verify. This would be on your VISA card issued by 5/3 bank- Did you purchase an Anti-Telemarketing Device for $497.99 from a marketing company based in Arizona?" When you say "No", the caller continues with, "Then we will be issuing a credit to your account- This is a company we have been watching and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent. to (gives you your address), is that correct?" You say/ "Yes". The caller continues ... "I will be starting, a fraud investigation. If you have any questions, you should call the 800 number listed on your card 1-800-VISA and ask for Security. You will ne<2.d to refer to this Control-". Then gives you a 6 digit number. "Do you need me to read it again"" Caller then says he "needs to verify you are in possession of your card. Turn the card over. There are 7 numbers; first 4 are 1234 (whatever) the next 3 are the security numbers that verify you are in possession of the card. These are the numbers you use to make internet purchases to prove you have the card". Read me the 3 numbers." Then he says "that is correct. I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions? Don't hesitate to call back-if you do" Yoiu actually say very little, and they never ask for or tell you the car number- But after we were called on Wednesday, we called back within 20 minutes to ask a question. Are we glad we did! The REAL VISA security dept. told us it was a scam and in the last 15 minutes a new purchase of $497.99 WAS put on our card. Long story made short ...-we made a real fraud report and closed the VISA card and they are re-issuing us a new number. What the scam wants if-the 3 digit number and-that once the charge goes through, they keep charging every few days. By the time you get your statement, you think the credit is coming, and then it is harder to actually file a fraud report. The real VISA reinforced that they never ask for anything on the card (they already know). What makes this more remarkable is that on Thursday, I got a call from "Jason Richardson of MasterCard" with a word for word repeat of the VISA scam. This time I didn't let him finish. I hung up. we filed a police report (as instructed by VISA) and they said they are taking several of these reports dai,ly and to tell friends, relatives and co-workers. I have contacted Visa and after 30 minutes confirmed that this scam is occurring. The only difference is the Visa scam is being done via e-mail whereas the Mastercard is via telephone. They gave me this site to look at http://www.snopes.com/crime/warnings/creditcard.asp. i. Dennis P. Young Lieutenant , ucso Share this post Link to post Share on other sites
0 MelissaMW 14 Report post Posted January 23, 2004 Just fixing the link, the one in the above post gave me an error. http://www.snopes.com/crime/warnings/creditcard.asp Share this post Link to post Share on other sites
My son in law who is on the NYPD gave this to me to read.
I thought it was worth posting
Jan m U4 ll:48a NPCSD 845-256-4025 p.2
Dugatkin
Fronfl:
Troop F CT1U (Robert Maurin) [RMaurin@troopers,state.ny.us]
7 .
Sent:
Tuesday, January 20, 2004
1:29 PM
To:
chief.nppd@hvl.net
Subject:
Master Card / Visa Fraud
Source: UCSO'
Dennis P. Young
lieutenant
Sgt Eric V Benjamin
Subject; Fraud
We all receive emails all the time regarding one scam or another; but last week I REALLY
DID get scammedJ Both VISA and MasterCard told me that this scam is currently being worked
throughout the Midwest, with some variance as to the product or amount, and if yoiu are
called, just hang up.
My husband was called on Wednesday from "VISA" and I was called on Thursday from
"Mastercard" It worked like this: Person calling says, "This is Carl Patterson (any name)
and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460.
Your card has been flagged for an unusual purchase patter, and I'm calling to verify. This
would be on your VISA card issued by 5/3 bank- Did you purchase an Anti-Telemarketing
Device for $497.99 from a marketing company based in Arizona?" When you say "No", the
caller continues with, "Then we will be issuing a credit to your account- This is a
company we have been watching and the charges range from $297 to $497, just under the $500
purchase pattern that flags most cards. Before your next statement, the credit will be
sent. to (gives you your address), is that correct?" You say/ "Yes". The caller continues
... "I will be starting, a fraud investigation. If you have any questions, you should call
the 800 number listed on your card 1-800-VISA and ask for Security. You will ne<2.d to refer
to this Control-". Then gives you a 6 digit number. "Do you need me to read it again""
Caller then says he "needs to verify you are in possession of your card. Turn the card
over. There are 7 numbers; first 4 are 1234
(whatever) the next 3 are the security numbers that verify you are in possession of the
card. These are the numbers you use to make internet purchases to prove you have the card".
Read me the 3 numbers." Then he says "that is correct. I just needed to verify that the
card has not been lost or stolen, and that you still have your card. Do you have any other
questions? Don't hesitate to call back-if you do"
Yoiu actually say very little, and they never ask for or tell you the car number- But
after we were called on Wednesday, we called back within 20 minutes to ask a question. Are
we glad we did! The REAL VISA security dept. told us it was a scam and in the last 15
minutes a new purchase of $497.99 WAS put on our card. Long story made short ...-we made a
real fraud report and closed the VISA card and they are re-issuing us a new number. What
the scam wants if-the 3 digit number and-that once the charge goes through, they keep
charging every few days. By the time you get your statement, you think the credit is
coming, and then it is harder to actually file a fraud report. The real VISA reinforced
that they never ask for anything on the card (they already know). What makes this more
remarkable is that on Thursday, I got a call from "Jason Richardson of MasterCard" with a
word for word repeat of the VISA scam. This time I didn't let him finish. I hung up. we
filed a police report (as instructed by VISA) and they said they are taking several of
these reports dai,ly and to tell friends, relatives and co-workers.
I have contacted Visa and after 30 minutes confirmed that this scam is occurring. The
only difference is the Visa scam is being done via e-mail whereas the Mastercard is via
telephone.
They gave me this site to look at http://www.snopes.com/crime/warnings/creditcard.asp.
i.
Dennis P. Young
Lieutenant ,
ucso
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