Truck completely burned up

[bigchaz 157]

Out in the driveway this morning the entire truck burned to the ground. Started in the front so as far as I can tell it wasn't stain related. I always spread my tarps out to dry and get rid of oily rags. Luckily didnt hit the house.

Drills, sanders, saws, sprayers, staining supplies...and spare me the chastising for this...but unfortunately all my invoices, customer proposals, business records, everything...was in the truck. Thats the worst part...Ive got jobs half finished I dont know where they live or how to contact them

Anyway, guys pray for me and pray for the rebuilding. If you never knew...I'm only 21 years old, finally starting to learn something, business was really starting to heat up, and them BAM. So this is tough. Never been through anything remotely like this. Sure rocks your passion

I have regular insurance to cover the truck just need to find out if I can cover any of the contents. My business insurance is for liability so I don't think that will help me.

[Celeste 341]

Charlie - call us today when you get time -

Celeste 336-516-6356

Roger 336-516-6139

[Lightning Gene 66]

Sorry to hear of your loss....things can be replaced keep the faith

[Beth n Rod 1,279]

Charlie,

We're thinking of you. Call if we can help with any guidance.

You should be able to back track and go to your customer's homes. Sit down and think of where you were yesterday, and before that, etc. If you have caller ID on your phone, begin there. You should be able to get some customers that way too.

Beth

[Alexy 85]

Wow.

Sorry for your loss. We will say a prayer for you and your family.

[plainpainter 217]

Wow Charlie - I don't know if I could even type if this happened to me! Hang in there fellow woodie! I was at a crossroads with vehicles when I crashed my neon - it opened the oppurtunity for getting my truck. Hopefully something really good comes of this!

[C&S Property Services 24]

Charlie,

Sorry for your loss. Hang in there. You will bounce back. Just keep your faith...

[RPetry 564]

Geeze Charlie,

That is one hard hit for a young man just getting his business rolling. Might be important to determine the cause of the fire. May help in preventing a future loss.

Sounds like Celeste might be a good resource. Do you know other similar contractors in your area? Maybe one has a spare pressure washer, another a Shurflo pump, brushes, chems, stain, etc. to help you get back on your feet.

[FullBlast 14]

Man I hate hearing this from anybody!!!!! Hey man hang in there, you got our prayer support!!! I hope all turns out for the good for you!!!

I have this lil fear in me sometimes that one of the guys will have a wreck and lose a rig or even a life, that would put a man and company thru a down time no doubt.

Good Luck!!!!

[Chappy 138]

Man that Sucks, Charlie. I'll pray you get back on your feet quickly.

Maybe take an add in the local paper as a way for customers to know and contact you.

[Celeste 341]

I think a number of us may get Charlie through this all :)

Charlie, Roger is going to be in Wake tomorrow - give a call tonight if you need him to bring you anything....seeing as how your wheels are probably not moving at the moment!

[bigchaz 157]

Everyone has been so great and I truly truly appreciate all of you so much. Beth thanks for the idea on the caller ID, with my blackberry I have every phone call logged on there so I looked at the calender for when I did estimates and could match up what house I must have called to confirm for each estimate. Cleared up with just about all of my customers for now so I think I might give myself a few days break before booking more work.

All of you who have contacted me thanks so much and sorry if I haven't gotten to your calls. Celeste thanks so much and please tell Roger the same. Yall are truly a blessing. I'll let you know how it goes when I start sorting through the stuff I'm missing and figure out what I need to start the cash flow again

Been a long day, time to get some sleep for me! Rest well everyone

[Henry Bockman 14]

Hey Charlie, contact your cell company, they should be able to give you all the numbers you called, and the ones that called you.

Use this as an opportunity to close sales you thought you lost before. Follow up on every call on your bill for the last 2 months. If you need something let me know, I've got all kinds of extra stuff.

[go green pressure washing 14]

sorry about your loss and hope that your insurance will work with you on replacement equipment. good luck

Edited June 4, 2009 by go green pressure washing

[Andrew Bandarovich 39]

If you dont have "contents insurance" your insurance company will only cover the truck.

Sorry brother.

[Alexy 85]

Actually if you have a buisness out of a vehicle you need a marine inland policy to cover contents unless things are specificly insured.

Inland marine insurance indemnifies loss to moving or movable property and is an outgrowth of ocean marine insurance. Historically, ocean marine insurance held the transporter responsible for property loss before, during, and after the completion of the voyage. In the 1800s the non-ocean portion of the journey grew as cargoes were transferred to non-ocean vessels (such as barges) and the term "inland marine" was coined.

Inland marine policies became known as "floaters" since the property to which coverage was originally extended was essentially "floating." The coverage has grown to include property that just involves an element of transportation. The property that is insured under inland marine coverage is typically one of the following:

• Actually in transit
  
  
• Held by a bailee
  
  
• At a fixed location that is an instrument of transportation
  
  
• A movable type of goods that is often at different locations
  
  

The following coverages represent a wide range of the types of coverages typically called "inland marine":

• Accounts Receivable
  
  
• Bailee Customer's Goods
  
  
• Builders' Risk
  
  
• Communication Towers and Equipment
  
  
• Computer Coverage
  
  
• Contractors Equipment
  
  
• Commercial Floaters
  
  
• Dealers
  
  
• Exhibitions
  
  
• Fine Arts
  
  
• Furriers
  
  
• Golf Equipment
  
  
• Guns
  
  
• Installation
  
  
• Jewelers
  
  
• Leased Property
  
  
• Mobile Medical Equipment
  
  
• Motor Truck Cargo
  
  
• Museums
  
  
• Musical Instruments
  
  
• Processing Risks
  
  
• Rigger's Liability
  
  
• Scheduled Property
  
  
• Transportation
  
  
• Trip Transit
  
  
• Valuable Papers
  
  
• Warehouse Legal
  
  

Edited June 4, 2009 by Alexy

[bigchaz 157]

My business isn't out of my vehicle though. The business is from the home. My vehicle is an asset owned by the company in the execution of my business operations

[jonnyald 14]

My business isn't out of my vehicle though. The business is from the home. My vehicle is an asset owned by the company in the execution of my business operations

i hope your insurance covers at least some of your loss . here in england i saw a gardening one- man -bands van go up in flames . the fire brigade refused to put the fire out as his van had a gallon can of unleaded fuel stored in the back.they were scared adding water to the fire would cause a toxic run off . later the topsoil around the van had to be removed and transported to a toxic waste dump over in WALES , because the fire run off is classed as hazardous waste .

[Beth n Rod 1,279]

jonnyald,

Welcome to TGS. Please go to your My Controls and add your signature. We look forward to reading more from you across the pond. :)

Beth