Roof Clean USA 14 Report post Posted July 17, 2008 1 mil general, 1mil aggregate, 100k equip. Share this post Link to post Share on other sites
Russ Spence 76 Report post Posted September 13, 2008 1 million gen liability(per occurance - per project), 2 million aggregate, 2 million umbrella + additional 2 million aggregate on umbrella, 1 million personal injury, 1mil/1mil/1mil on company trucks, 1 million per employee workers compensation Share this post Link to post Share on other sites
All Surface 24 Report post Posted March 13, 2009 You are such a slacker Russ... I really think you should up your insurance. :lglolly: Share this post Link to post Share on other sites
rand156 14 Report post Posted September 16, 2009 Ditto. I have landed two apt complexs and and in the running for #3. All three wanted to see 2MM minimum. I am looking for insurance in my area, but local insurance agents cant find a place to cover it, or they don't want to mess with it. Share this post Link to post Share on other sites
Jim_Cooney 14 Report post Posted September 16, 2009 $2M GCL, $1M for each vehicle, and Worker's comp Share this post Link to post Share on other sites
Jim Gamble 20 Report post Posted October 14, 2009 1 million gen liability (per occurrence - per project), 2 million aggregate, 10 million umbrella, 1 million personal injury, Mil on company trucks, 1 million per employee workers compensation, the average policy amount for California. However, with the 10 mil umbrella, all my policies if maxed out will fall under the 10 million umbrella. If you do any real high volume of work in the commercial field, meaning income, have bought several properties or your business has allot of assets, may I suggest that you talk to your insurance person and get a policy for at least a 3 mil umbrella. Share this post Link to post Share on other sites
Ron Musgraves 240 Report post Posted December 6, 2009 I carry now what ever it takes to get a job done!! Share this post Link to post Share on other sites
JohnB 14 Report post Posted January 6, 2010 Got to carry 2 million... For Fire and 1.5 million for hood cleaning.. I do some jobs that require it .. Shhhh! Don't tell anyone....( Thank You Joe Walters ) Share this post Link to post Share on other sites
Russ Spence 76 Report post Posted March 12, 2010 1 million gen liability (per occurrence - per project), 2 million aggregate, 10 million umbrella, 1 million personal injury, Mil on company trucks, 1 million per employee workers compensation, the average policy amount for California.However, with the 10 mil umbrella, all my policies if maxed out will fall under the 10 million umbrella. If you do any real high volume of work in the commercial field, meaning income, have bought several properties or your business has allot of assets, may I suggest that you talk to your insurance person and get a policy for at least a 3 mil umbrella. No one will write and larger umbrella here in Alabama more than double you liability limits Share this post Link to post Share on other sites
Chris Tharpe 40 Report post Posted August 23, 2010 interesting thread, I have to start carrying 2 agg, 1 per occurance, 5 million umbrella, and a 2 million pollution liability coverage, 1 million Com Auto, 1 mill WC coverage. This is about as high as i have seen asked for but will be worth it. Share this post Link to post Share on other sites
tonyshelton 112 Report post Posted August 28, 2011 interesting thread, I have to start carrying 2 agg, 1 per occurance, 5 million umbrella, and a 2 million pollution liability coverage, 1 million Com Auto, 1 mill WC coverage. This is about as high as i have seen asked for but will be worth it. We just got asked for the same thing. From, of all people, a PM (national) with a reputation for being a scumbag with lowballing, no loyalty and sloooow pay. I asked them if they were out of their mind and told faxed them a "pending" poi affective upon a fully executed contract. Truthfully, I don't want their business. Sent from my DROIDX using Tapatalk Share this post Link to post Share on other sites
go green pressure washing 14 Report post Posted November 26, 2011 We carry 1 million plus equipment coverage. Sent from my iPhone using Tapatalk Share this post Link to post Share on other sites
newlook 265 Report post Posted November 26, 2011 5 million Share this post Link to post Share on other sites
AZPowerWash 14 Report post Posted November 30, 2011 $10 Million required by one of our clients Share this post Link to post Share on other sites
Jim Gamble 20 Report post Posted December 1, 2011 Still at 10 mil. We also make sure ours covers for any water damage the day after we leave. As many know, water damage may not show up for days. I have seen some policies that specifically states no coverage for water issues., however there policy is very cheap. I always ask my insurance agent to list " What is NOT covered?". I could care less what is covered. Share this post Link to post Share on other sites
mick m 19 Report post Posted January 27, 2012 10 Million is the absolute minimum here in Australia, 30 million if you have govt contracts. I guess when Aussies stuff something up, they really stuff it up!!! Share this post Link to post Share on other sites
KSROOFS 15 Report post Posted April 25, 2012 I have 2mil for everything. That was the only option I was offered and the price sounded great so I figured better safe than sorry Share this post Link to post Share on other sites
steven 37 Report post Posted June 26, 2012 GeneralAggregate Limit........................................................$2,000,000 Products-CompletedOperations Aggregate Limit.................$ 2,000,000 GeneralOccurrence Limit......................................................$1,000,000 Personal& Advertising Injury................................................$1,000,000 FireDamage ( any one fire)....................................................$ 50,000 MedicalExpense ( any one person)........................................$ 5,000 $500.00deductible per claim on Property Damage for $850.00 a year i would be a fool not to have it. heres the things i can not do. boats, trains, planes, kitchen exhaust and nothing over 50 feet. Share this post Link to post Share on other sites
john@AEC 37 Report post Posted October 21, 2012 G'day Mick I'm still going with "only" $5 million, but my broker is keen for me to go to $10 (for an extra $500+). Cheers Share this post Link to post Share on other sites
Greg Knibb 14 Report post Posted October 23, 2012 10 Million is the absolute minimum here in Australia, 30 million if you have govt contracts. I guess when Aussies stuff something up, they really stuff it up!!! Mick, in addition to what you said we are also being asked to carry 10 Million in Pollution insurance. Share this post Link to post Share on other sites
MasterFireofTX 14 Report post Posted April 29, 2013 $2 Million CGL. Share this post Link to post Share on other sites
